My Tuition Paid Finally
August 22nd, 2008 by Ana
I finally got things squared away with registering for fall classes. Good thing … the semester officially starts tomorrow! I start on Monday at the indecent hour of 0800 (8 AM for civilians), but that was the only time biochemistry is offered this fall.
I had my tuition money saved up and tucked away, but it still hurts authorizing a $2021 payment. Especially after all the headache, pain, and phone calls needed to simply accomplish registration! Apparently I hit some kind of odd glitch, even though the registrars office refuses to call it that. I ended up talking to the chemistry department chair to get an override to get me into a class that I was already qualified for. His called the registration software system “a challenge at times.” I informed him he was much much more diplomatic than we students are.
I never thought I would miss the days of physically going to campus to register for classes using pieces of paper and standing in line …. but at least then we could talk to real people when problems popped up!
Posted in college |
August 22nd, 2008 at 5:27 pm
That’s fantastic that you were able to register with cash…. We’ll be doing student loans if my wife goes back to school… which will defer the current ones, but just add more debt.
August 23rd, 2008 at 2:02 am
Nice blog
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Thank you so much
August 23rd, 2008 at 5:05 am
I am a college counselor and work the other side of the desk at registration. Yes, we learn the diplomatic way of saying things. Under our breath and out of earshot of students…we also cuss at the damn computer.
Online works to an extent, but it’s also challenging because of the glitches…online functions and voicemail create the illusion of accomplishing something, when really I haven’t checked voicemail since May and the online applications rely on someone pulling those down and loading them into the computer. It’s almost easier to do everything in person.
The big crowds have stopped TG…just a trickle and it’s pretty much too late except for some internet and biterm classes. Our little office joke was, “Make it stop!” Said in a really whiny little voice. We love our jobs and the students but it’s a killer time of year.
August 23rd, 2008 at 5:07 am
Oh btw I am taking two internet courses just out of personal interest. Intro to the New Testament, online course in our college system for which I have tuition remission; and Biblical Greek I through Catholic Distance University which I paid. $760 for tuition and books (and optional flashcards).
August 24th, 2008 at 12:28 pm
Good for you, pay it now, less debt later!
August 25th, 2008 at 4:47 pm
Congrats my friend, it’s great to see this blog and has inspired me to become debt-free too. Let’s hope I’ll be as succesfful as you.
August 27th, 2008 at 9:17 am
Another milestone. Make sure to enjoy the journey.
Be well.
August 28th, 2008 at 7:23 pm
BTW what classes are you taking? Still pre-pharm?
August 29th, 2008 at 5:37 pm
Nope, switched to Med Tech and am in BioChem and Genetics this semester. Both classes sound VERY interesting so far
September 3rd, 2008 at 3:43 am
Good that you registered yourself by payisg the cash yourself. My friend did a mess last day in paying fees.
September 5th, 2008 at 12:14 pm
That’s great! It will hurt a lot less to pay cash now, than to pay off student loans later!
September 7th, 2008 at 1:56 pm
I never got a chance to go through your blog and its the first time i am here and reading your posts and i don’t know where to stop and post a comment for your efforts so just wanted to give a comment on your latest post that its good you finally paid your tution fees
Keep them coming in
September 9th, 2008 at 4:52 pm
Congratulations on being able to pay your tuition before the start of the semester. I am still paying for a semester that I attended 10 years ago!!
September 10th, 2008 at 10:36 am
Congratulations! I have been trying to stay away from taking out students loans - I would much prefer to just pay off my tuition and be debt-free when I graduate.
September 10th, 2008 at 12:08 pm
Congratualtions on your tution job. I was also thing to take some sort of loan or do some odd job. But after reading this post i am also thinking to find some tution job part time.
September 13th, 2008 at 12:51 pm
I have about $9000 left to pay off a student loan, something link 4% interest. It will be nice to get that paid off, but unfortunately the wife’s credit cards are at 29%, so the money is going there instead, sigh, such is life in America. Good to be hear though… the quality of our problems are not that bad…
September 14th, 2008 at 11:49 pm
Congratulations! I always prefer to be debt free.
September 15th, 2008 at 6:16 pm
I congratulate you on your progress! I hope that your goal of being out of debt is made good. I am still working on $14,000 of my own debt - a car loan, but that’s it. I’m commmitted to no more debt! I work with ShoreBank, who has an online HYSA that is giving 3.5% interest right now. Here’s more info: http://shorebankdirect.sbk.com/ ShoreBank has been in business for thirty-five years and has some amazing stories and policies - check out the “stories” section of the site above.
September 15th, 2008 at 7:59 pm
Congrats! I remember paying off my debt after my first few years at my real job. It was a total load off my back but the interest was killing me. Do yourself a favor and never get into huge debt. I think I was around 18k at my worst.
September 15th, 2008 at 10:03 pm
Now that you mention it, maybe I should look into seeing if there is a way to consolidate my school payment and get it at a lower interest rate, like all those offers to consolidate credit card debt and get it down to a lower rate.. hey, good idea!!
heeh
September 18th, 2008 at 4:32 am
To manage to pay a lower quota, many persons reunify his lendings and obligations. This way, they manage to come at the end of month
September 20th, 2008 at 6:43 pm
I see that you mention 0800, what branch of the service are/were you in?
I did some time in the Corps, attached to a mortar platoon, I was the a-gunner on an 81mm, man those were fun…
September 22nd, 2008 at 10:25 am
lol, 8am being an indecent hour! oh i remember the days when i have no choice but to take classes too early for my own good! good luck ana…
September 22nd, 2008 at 3:19 pm
Congratulations for getting back to school. I guess the next goal is to really make your investment in education pay off by finishing. Nearly 40% of students that start never finish.
September 23rd, 2008 at 7:32 pm
@get out of debt guy
Ouch, 40% is a high number, do you know if they broke it down by what majors were taken? higher dropout rate for lawyers vs dropout rate for doctors?
September 26th, 2008 at 2:47 pm
Cash will always be king except for gold bugs, nice to see you save up to pay for your education. As mortgage brokers we often help people in financial trouble. Looks like you have yor head screwed on.
September 27th, 2008 at 7:29 am
Good luck with school. Reading your post brought me back to my University days. Hey, at least you had money saved for tuition! Well done.
Are you able to subsidize your education with your blog and/or other online properties? Wish this all was around when I was a student
September 30th, 2008 at 10:40 am
Paying cash for everything is the best way to go. Financing an education by working somewhere, and many people find out their experience at work was worth more than what they got from the education.
October 5th, 2008 at 1:07 am
congrats on that - just be glad it’s behind you and you dont have to deal with it 10 yrs from now like most people do
October 5th, 2008 at 10:12 am
great finally you achieve what you looking for , i`m still waiting for loan
October 6th, 2008 at 8:01 am
cool , congratulation
October 10th, 2008 at 5:26 am
Good luck in your endeavours! Great that you manage to pay in cash and congratulations on your progress!
October 11th, 2008 at 4:07 pm
I hope things are still working out for you. Keep us updated! And… Be well.
October 15th, 2008 at 2:17 am
It is great to hear you have managed to achieve what you were looking for. Very smart move indeed. We should all follow your steps if possible, as debt lead this country to problems we have now. Good luck and go ahead with your plans.
October 15th, 2008 at 12:05 pm
This is the article to read today in this turmoiled economy.
October 16th, 2008 at 3:03 am
Yeah, It is always best to be debt-free. Find ways on how you can survive challenges of lives even though how hard it is. So always prefer to be debt-free.
October 17th, 2008 at 12:29 am
Great, Congratualtions.
October 17th, 2008 at 12:54 pm
You did well, now stay debt free. Best of luck.
October 19th, 2008 at 5:27 pm
Did you give up on this blog?
October 20th, 2008 at 8:23 am
Anna, I miss your posts. It’s been a long summer and fall. Hope you are doing well and too busy making and saving money to write.
October 21st, 2008 at 12:01 pm
I love being able to pay for tuition in full. It is so much pressure and stress just lifted away. I plan to do that all the time.
October 22nd, 2008 at 7:23 am
Congrats on getting your tuition paid off. How is school going? I’m guessing you are quite busy since I haven’t seen you blogging lately. Hope to see you again soon!
October 24th, 2008 at 3:28 am
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October 24th, 2008 at 11:48 am
congrats maN!
October 24th, 2008 at 6:13 pm
Ana
It’s been inspiring to read about your recent journey out of debt in the recent past, especially given my own financial concerns about the future. I’ve been working at a company that wants to figure out who to design a product that is really effective at getting people out of debt permanently, in the course of this talk to people every day who struggle to understand how to pay for their children’s tuition while holding credit card balances from month to month. How do you prepare effectively for tuition scares what advice can I give these people?
Thanks and all the best,
Scott Crawford
GoalSpring
October 26th, 2008 at 10:53 pm
I’m paying off on my student loans and and I can only recommend to save up as much as possible. Long term debt is a KILLER….
October 29th, 2008 at 2:35 pm
I’m up to $70,000 in student loans myself (law school is really expensive) and dreading entering repayment. Already my lender has cut away a lot of the interest rate reduction programs it had making the mountain even harder to climb. I’m waiting and hoping for an opportunity to consolidate at a low, locked-in rate. Do you anticipate that happening any time soon?
October 31st, 2008 at 9:50 am
No doubt online activities/jobs work to an extent, but it’s also challenging because of the fact that your every activity is in open or say on the road.
I am sure all of you will agree to me that this post is not only motivating but wakening too. But now the time has come you should get yourself away from all the worries and tensions that the situation of fee payment caused.
November 1st, 2008 at 7:02 pm
Still plugging away at mine, slowly but surely, I’ll be in the same position as you, must feel great…
November 4th, 2008 at 3:10 am
Hey Ana, Congratulations!
I notice that your classes are keeping you busy for blogging here too.
God bless.
November 5th, 2008 at 3:55 pm
Great work on saving up for your tuition costs, personally I think this is the only way to do it. I did my first degree and relied on student loans, but after the first year decided that it wasn’t a good plan to be taking on so much debt so early in life. So when I completed my second degree I did exactly what you did and worked hard to build up a tuition pot for fees and living accomodation. I found it worked out much better this way
November 5th, 2008 at 11:12 pm
I’m happy that you already pay for your tuition fee. Good luck on your studies.
November 6th, 2008 at 11:39 pm
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November 7th, 2008 at 2:35 am
[…’m Hazel Jones and I work in a company interested in blog advertising. I found your blog engaging and I’m contacting you to ask if you are interested in blog post sponsorship.]
i agreeed
November 10th, 2008 at 11:08 pm
Hi Ana,
I’m emailing you in regards to a followup email I sent you a month ago in response to a partnership, have you had a chance to think about it?
If you have any questions or would more information, please advise me and we can go from there.
Kind Regards,
Andrew Knight
November 15th, 2008 at 6:40 am
Congratulations and good luck!
November 16th, 2008 at 11:22 pm
Spending our money wisely it is just similar in giving the importance on how we spend it because nowadays. Money is just not easy to earn.
Everyone, young and old, should be aware of the importance of financial responsibility. Many adults struggle to sustain a good budget or base their entire focus on credit repair, forgetting about the little ones who rely on them the most. I am guilty of this as well. I found the linked article on ways to teach kids money management and responsible money usage. This was definitely a wake-up call for me. It is our responsibility to educate our children on money management. If they can be trained to use money responsibly during a recession, they will be much better off in this world we live in, especially when our economy decides to turn around. I used to have credit problems and desperately needed credit repair. I don’t want my children to go through what I’ve gone through. We, as parents, can save our children from future financial hardships if we take the time to properly equip them with the skills and knowledge of the importance of financial responsibility. There are too many kids that go out into the real world without understanding the value and importance of money. I must figure out a way to use vital aids to teach my kids the consequences of misusing money, like using credit cards irresponsibly. Somehow, I had managed to get into a lot of trouble just by one credit card. I had turned to credit repair services to get myself back on track, but I must say, it was not a pleasant ride. I don’t want any credit issues to be the beginning mark of my children’s independent lives.
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November 17th, 2008 at 12:35 am
thanks a lot for this advice.
November 17th, 2008 at 8:07 pm
Technology is moving to fast and we’re seeing conflicts because databases are being updated beyond or before the platform version. That is just one issue here.
November 18th, 2008 at 9:25 am
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November 18th, 2008 at 11:22 am
Hi Ana,
How are your classes going?
Since there have been no updates I guess you continue to be debt free. Well done.
November 20th, 2008 at 2:14 pm
Very good job you’ve done here! I like it!