My Meme: If I were Debt Free…
October 19th, 2007 by Ana
Building on the whole Could the Debt-Free Concept Go Viral? theme I have decided to start up a new (?) meme that I am giving the really lame name of “If I were debt free…” said in the same tone as “If I had a million dollars…” daydreaming we all love to do. So…what will I do when (not if) I am debt free?
First up, I’d be saving money like a madwoman! I have four years of pharmacy school looming in front of me, and I really want to graduate withOUT any student (stupid) loans. And once we are debt free, it will be very possible to accomplish. Paying off what I have already has freed up $600 a month that used to go towards my car note, signature loan, and credit cards. Once we get free of the stupid truck note, we will be able to save over half our monthly income!
Once I graduate from pharmacy school debt free and get my RPh, it will be “on like Donkey Kong” to quote both hubby and son. Can y’all imagine what it will be like to earn over $40 an hour with the only debt being the mortgage? Needless to say, my small mortgage will not survive long at all…then I will be truly debt free. To be honest, that is difficult to imagine right now.
Once I do finally get completely debt free, I will need to work my tail off to make up for lost time in retirement savings (remember, I have a grand total of $350 at age 34!). My seriously long-term goal is to get into investment real estate, because I love house hunting LOL I will even house hunt for others! For me it is great good fun, and of course there are always at least five properties I want to buy at any given time “if I had the money.”
So now the question is “What would YOU do if YOU were debt free?” I’m gonna start it off by tagging my M-Network buddies Lynnae from BeingFrugal.net and plonkee first, along with No Credit Needed from outside the M-Network and also on the “other side of the debt fence.”. If you get tagged, just link back to this post and it will automatically put you into the trackbacks, and periodically I will post updates (especially if this gets big like Pinyo’s MOMA did) listing all the current “If I were debt free…” posts.
After this has gone live, the green 3 writes what she’d do if she were debt free, and glblguy from Gather Little By Little waves his hands at me saying “Tag me too!”
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October 19th, 2007 at 12:02 pm
Good meme! I’m going to do this as well. Hope you don’t mind!
October 19th, 2007 at 12:08 pm
Jump in, green! The more the merrier!
October 20th, 2007 at 6:03 am
[…] been tagged by fellow m-network member debt-free revolution, so here […]
October 22nd, 2007 at 5:36 am
[…] from DebtFREE-Revolution tagged me with her new meme, “If I were debt free…“ I had to think about this one for a while. Whatever would I do if I had no debts to […]
October 23rd, 2007 at 3:47 pm
[…] was tagged in the latest financial meme going around the blogosphere, started by Ana at DebtFREE-Revolution. Lynnae at Being Frugal tagged me and asked “If I were debt free, what would I […]
October 24th, 2007 at 7:02 am
[…] Finance to participate in the “If I were debt free” meme. This meme, started by DebtFREE-Revolution asks: What would YOU do if YOU were debt […]
October 24th, 2007 at 10:12 am
What about giving? Wouldn’t you give a percentage to your favorite charity?
October 25th, 2007 at 4:16 pm
wealthy_1, giving is a topic all unto itself, and if you give me a day or two, I will put my thoughts on it into a cohesive post, because it does deserve to be addressed.
October 26th, 2007 at 7:42 am
[…] I‘ve Paid Twice For This Already shares how her life would be if she were debt free. This is a response to DebtFree-Revolution’s new blog meme. […]
October 28th, 2007 at 9:31 am
[…] DebtFREE-Revolution ponders the question “If I were Debt Free…”. […]
December 11th, 2007 at 11:09 am
Nice blog! I just clicked in from Lazy Man and I had to answer this. If I was debt free (which I am) I would put 50% of my income in savings and investments and become financially independent in 5-7 years. Now to consider the meme “What would I do if I was financially independent didn’t have to work” (which I am and don’t). The answer is that I would still work but I would be much more picky with my assignments. No more bad bosses and no boring work - after all, now I’m doing my employer a favor, not the other way around.
March 28th, 2008 at 10:00 am
I read a lot of PF blogs, but I don’t write one.
That being said, I love this meme and I think I’m going to steal it for the general side of the fence.
I love your writing style. I’ve been running through your archive (obviously). I just found you and I’m sure I’ll be keeping track.
Keep up the good work and Congrats on what you’ve accomplished.
April 10th, 2008 at 9:49 am
I went ahead and did the entry. *grins* Since you can’t do blogspot track-backs, I’m giving you a heads up. Thanks for the topic!
http://gaminggirl.blogspot.com/2008/03/what-would-i-do-if-i-were-debt-free.html
April 10th, 2008 at 9:57 am
gaminggirl: nice post. I couldn’t leave a comment on it because you only have it set to accept comment from people with Blogger accounts