Comments for DebtFREE-Revolution http://www.debtfree-revolution.com Get out of Debt! Stay Out of Debt! Fri, 16 May 2008 15:55:45 +0000 http://wordpress.org/?v=2.2.1 Comment on 139th Carnival of Debt Reduction: Debtors Prison by A Carnival Here and A Festival There | I've Paid For This Twice Already... http://www.debtfree-revolution.com/2008/05/12/139th-carnival-of-debt-reduction-debtors-prison/#comment-6408 A Carnival Here and A Festival There | I've Paid For This Twice Already... Fri, 16 May 2008 15:44:43 +0000 http://www.debtfree-revolution.com/2008/05/12/139th-carnival-of-debt-reduction-debtors-prison/#comment-6408 [...] Carnival of Debt Reduction was at DebtFREE-Revolution and included my post about emergencies and [...] […] Carnival of Debt Reduction was at DebtFREE-Revolution and included my post about emergencies and […]

]]> Comment on Paying Off the Mortgage - Good or Bad? by barbara http://www.debtfree-revolution.com/2008/02/20/paying-off-the-mortgage-good-or-bad/#comment-6407 barbara Fri, 16 May 2008 15:13:47 +0000 http://www.debtfree-revolution.com/2008/02/20/paying-off-the-mortgage-good-or-bad/#comment-6407 my husband passed away and i recieved 500k from life insurance the agent wants to invest the whole thing and give me an allowance I'm 40 yearsold my children are 9 and 11 they recieve 2400.00/month ss and currently have 82k each for maturity ( the agent wants control it in an allstate UTMA account for them as well) I want to payoff my home 235k invest 150k and have ing accounts for the rest with a high percent for emergency fund i have no other debt except a car. i make $2500/month at my job. I just need to know what to do. The agent is a financial advisor but he is also the writer of my husbands policy. please give advice. Thanks my husband passed away and i recieved 500k from life insurance the agent wants to invest the whole thing and give me an allowance I’m 40 yearsold my children are 9 and 11 they recieve 2400.00/month ss and currently have 82k each for maturity ( the agent wants control it in an allstate UTMA account for them as well) I want to payoff my home 235k invest 150k and have ing accounts for the rest with a high percent for emergency fund i have no other debt except a car. i make $2500/month at my job. I just need to know what to do. The agent is a financial advisor but he is also the writer of my husbands policy.
please give advice. Thanks

]]> Comment on CPI, Inflation, and Reality by Ron@TheWisdomJournal http://www.debtfree-revolution.com/2008/05/15/cpi-inflation-and-reality/#comment-6404 Ron@TheWisdomJournal Fri, 16 May 2008 13:09:46 +0000 http://www.debtfree-revolution.com/2008/05/15/cpi-inflation-and-reality/#comment-6404 The way inflation is calculated is designed to make it seem low so that the government fat cats don't have to face the music when voters go to the polls. Let gas hit $5/gallon and bread hit $5/loaf and you'll see every incumbent thrown out of office...which wouldn't be a bad thing. The way inflation is calculated is designed to make it seem low so that the government fat cats don’t have to face the music when voters go to the polls. Let gas hit $5/gallon and bread hit $5/loaf and you’ll see every incumbent thrown out of office…which wouldn’t be a bad thing.

]]> Comment on CPI, Inflation, and Reality by Melissa http://www.debtfree-revolution.com/2008/05/15/cpi-inflation-and-reality/#comment-6397 Melissa Fri, 16 May 2008 01:55:08 +0000 http://www.debtfree-revolution.com/2008/05/15/cpi-inflation-and-reality/#comment-6397 Ana, If you're a tin-foil-hat nutjob, then so am I! I haven't had a hand in raising a garden since I was 5, but I've got a mega-garden planted now! My hubby and I have been talking about the "state of things" lately and we're both agreed that there are some big and NASTY things coming. All of our discretionary money is going to things like bio-diesel (for his truck), gardening (plants and accessories), and reducing use on everything. We're in FL and are refusing to use our air conditioner because we know that higher electric bills are just not an option for us. I run a small home-based business and I'm really feeling the pinch. I've called all of my vendors and asked for discounts, or cut out services entirely, just to keep my head above water. Yeah, unemployment is real...and it's not going to get better in a hurry. Ana,

If you’re a tin-foil-hat nutjob, then so am I! I haven’t had a hand in raising a garden since I was 5, but I’ve got a mega-garden planted now! My hubby and I have been talking about the “state of things” lately and we’re both agreed that there are some big and NASTY things coming.

All of our discretionary money is going to things like bio-diesel (for his truck), gardening (plants and accessories), and reducing use on everything. We’re in FL and are refusing to use our air conditioner because we know that higher electric bills are just not an option for us.

I run a small home-based business and I’m really feeling the pinch. I’ve called all of my vendors and asked for discounts, or cut out services entirely, just to keep my head above water. Yeah, unemployment is real…and it’s not going to get better in a hurry.

]]> Comment on 139th Carnival of Debt Reduction: Debtors Prison by Amy http://www.debtfree-revolution.com/2008/05/12/139th-carnival-of-debt-reduction-debtors-prison/#comment-6395 Amy Thu, 15 May 2008 23:20:55 +0000 http://www.debtfree-revolution.com/2008/05/12/139th-carnival-of-debt-reduction-debtors-prison/#comment-6395 “The Province of Georgia in the colonial United States, was originally intended to be settled by debtors.” That's how my ancestors came over to America actually. Back in London, the patriarch of our family fell in love with a noble woman who returned his feelings. The father found out about it and threw him into debtors prison, shipping him off to Georgia. That's where my family lived up until my Grandpa's generation. Luckily for me the noble woman in this story fled London when she found out what her father did and sailed to America where she eventually found her love. They married and started off with nothing in the new world. “The Province of Georgia in the colonial United States, was originally intended to be settled by debtors.”

That’s how my ancestors came over to America actually. Back in London, the patriarch of our family fell in love with a noble woman who returned his feelings. The father found out about it and threw him into debtors prison, shipping him off to Georgia. That’s where my family lived up until my Grandpa’s generation. Luckily for me the noble woman in this story fled London when she found out what her father did and sailed to America where she eventually found her love. They married and started off with nothing in the new world.

]]> Comment on Spring Fever by CMS http://www.debtfree-revolution.com/2008/05/14/spring-fever/#comment-6394 CMS Thu, 15 May 2008 23:14:42 +0000 http://www.debtfree-revolution.com/2008/05/14/spring-fever/#comment-6394 Gas orices are crazy at the moment. Over here in England I think its worse. At least I'm getting exrcise by riding my bike to work though. High prices do have their benefits :) Gas orices are crazy at the moment. Over here in England I think its worse. At least I’m getting exrcise by riding my bike to work though. High prices do have their benefits :)

]]> Comment on Spring Fever by Twinsmom http://www.debtfree-revolution.com/2008/05/14/spring-fever/#comment-6393 Twinsmom Thu, 15 May 2008 21:46:00 +0000 http://www.debtfree-revolution.com/2008/05/14/spring-fever/#comment-6393 Our gas prices went from 3.69 Tuesday afternoon to 3.92 Tuesday night. :-( Just in time to go out of town this weekend. About your tree, is there a local vocational school or community college with landscaping programs? They might be willing to take it down as part of student training with minimal or no cost to you. Or perhaps you know someone who uses a fireplace or wood stove part of the year who would be willing to take it down in trade for the wood. Our gas prices went from 3.69 Tuesday afternoon to 3.92 Tuesday night. :-( Just in time to go out of town this weekend. About your tree, is there a local vocational school or community college with landscaping programs? They might be willing to take it down as part of student training with minimal or no cost to you. Or perhaps you know someone who uses a fireplace or wood stove part of the year who would be willing to take it down in trade for the wood.

]]> Comment on CPI, Inflation, and Reality by Mrs. Micah http://www.debtfree-revolution.com/2008/05/15/cpi-inflation-and-reality/#comment-6392 Mrs. Micah Thu, 15 May 2008 20:34:16 +0000 http://www.debtfree-revolution.com/2008/05/15/cpi-inflation-and-reality/#comment-6392 I think it would be better if they stopped trying to hide the problem and started trying to fix it. You ignore a leaky roof and the leak gets bigger. Then again, their attempts to stave it off have not been...confidence inspiring. I think it would be better if they stopped trying to hide the problem and started trying to fix it. You ignore a leaky roof and the leak gets bigger. Then again, their attempts to stave it off have not been…confidence inspiring.

]]> Comment on CPI, Inflation, and Reality by Nicole http://www.debtfree-revolution.com/2008/05/15/cpi-inflation-and-reality/#comment-6391 Nicole Thu, 15 May 2008 20:24:45 +0000 http://www.debtfree-revolution.com/2008/05/15/cpi-inflation-and-reality/#comment-6391 Whoa, you are kicking inflation butt with this post. A lot of good work and thought went into this. Great job. Whoa, you are kicking inflation butt with this post. A lot of good work and thought went into this. Great job.

]]> Comment on Are Mortgages Forced Savings? by Bonnie http://www.debtfree-revolution.com/2008/03/18/are-mortgages-forced-savings/#comment-6390 Bonnie Thu, 15 May 2008 19:56:48 +0000 http://www.debtfree-revolution.com/2008/03/18/are-mortgages-forced-savings/#comment-6390 Dear NCSU95, There are also Americans with no consumer debt other than their mortgages. I am living proof the MMA works without cashing your monthly cash flow. The program uses stagnant idle money we keep in our checking account each month "just in case." The program helps people accomplish this faster and more efficiently than most people can do on their own. The cost pays for itself in short order and it provides a great return on your investment. People spend much more than the one time $3500 every 3-5 years refinancing in order to save interest. I respectfully invite you to talk a look at the program in greater depth. Dear NCSU95,

There are also Americans with no consumer debt other than their mortgages. I am living proof the MMA works without cashing your monthly cash flow. The program uses stagnant idle money we keep in our checking account each month “just in case.” The program helps people accomplish this faster and more efficiently than most people can do on their own. The cost pays for itself in short order and it provides a great return on your investment. People spend much more than the one time $3500 every 3-5 years refinancing in order to save interest. I respectfully invite you to talk a look at the program in greater depth.

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