Carnival of Debt Reduction 150: College Tuition Bills
July 28th, 2008 by Ana
No fancy theme for this week’s Carnival of Debt Reduction, as I just spent almost an hour on campus doing the academic advising thing so I can finally register for classes. Yeah, a little late in the summer, but I had to figure out how to switch my major and my academic advisor and the college’s website does NOT make that an easy task. It was so much easier to do when you had to go talk to a real person and fill out a paper form!
Next step: registering for classes on “drop day” then paying the bill right afterwards. “Drop day” is when the registrar drops everyone who hasn’t already paid their tuition bill from all their classes. I’ve used “drop day” to get the classes I want at the times I want for five semesters running now, and it’s how I will get into two “full” classes for this fall. The key is having ALL of the tuition money on hand before drop day, because at midnight each night the registrar drops anyone who isn’t paid in full or has a payment plan in place already.
Speaking of payment plans, let’s get this carnival started! Here are my picks of the 18 posts that made the cut this week:
- Brainy from Pants in a Can writes about “Red Zone Finances” which is a football analogy for his level of motivation in eliminating his debts. I like football, I LOVE killing off debt, so this one is a home run (to mix sports metaphors)
- Frederic Premji from I Need Motivation writes “How I Paid $25,000 in Debt Within 18 Months“ Nothing like a kick (donkey) success story to really help folks get fired up!
- Phil For Humanity has an idea that is not only near-and-dear to my heart, but one I wholeheartedly endorse: STOP USING YOUR CREDIT CARDS! Seriously, give this one a good read.
Those three are my favorites, but the rest are definitely worth reading here:
- Hanna from College Finance 101 writes about Budgeting (part 3)
- RC from Think Your Way to Wealth wrote about Creating an Aggressive Credit Card Debt Elimination Plan
- Broke Grad Student is Paying off student loans by making money online
- Our Four Pence Worth discusses Resisting the urge to splurge
- Heather guest posts at the Happy Rock and lists 5 creative ways to reduce your debt
- The Money Answer Guy talks about why Store credit cards are a ripoff
- Discover Debt Freedom has 5 Simple solutions to save $500
- Silicon Valley Blogger asks “Your free credit score: Is there such a thing?“
- Debt Free warns about Mortgage Consolidation Loans: what to watch out for
- Gather Little By Little warns “Somebody is Watching You” in everything you do … even finances!
- Bible Money Matters goes straight to the horse’s mouth with Dave Ramsey explains why the Debt Snowball works (note: I used this method myself)
- J. Money from Budgets are Sexy recounts the smartest money advice I ever got (love the quote)
- Ryan from Debt Reduction Formula asks “Is bad news better than good news?” when it comes to pf blogging and comments
- Living Almost Large provides some commentary on the new credit card laws and a link for your input to the Fed
- Coupon Artist says “All this debt is complicating my life!”
And there we have yet another quality week for the Carnival of Debt Reduction! Thanks to all the submitters for all the good reads. Now it’s time for the reading and commenting to begin! :) Meanwhile, I’ll be prowling the online class schedule and plotting out which class I want to take at what time for the fall semester.
Posted in college, blog carnivals |
July 28th, 2008 at 1:12 pm
[…] My ‘Red Zone Finances‘ article just made the cut for this week’s “Carnival of Debt Reduction” hosted over at DebtFREE-Revolution. […]
July 28th, 2008 at 1:37 pm
thanks for including me in the mix!
July 28th, 2008 at 6:33 pm
Thanks for hosting and for including my article!
July 28th, 2008 at 8:30 pm
[…] has posted this week’s 150th Carnival of Debt Reduction! Here are her three […]
July 29th, 2008 at 7:08 pm
Great carnival! Thanks for including my post.
July 30th, 2008 at 5:36 am
[…] was also included in the 150th Carnival of Debt Reduction hosted at Debt Free Revolution which also included many great reads, including this inspiring […]
July 30th, 2008 at 9:33 am
Nice work, thanks!
July 30th, 2008 at 1:55 pm
Thanks for hosting, and including me.
July 30th, 2008 at 3:44 pm
[…] Carnival of Debt Reduction #150 […]
July 31st, 2008 at 12:51 am
[…] 28, 2008 Carnival of Debt Reduction 150: College Tuition Bills Article: Resisting the urge to […]
August 1st, 2008 at 3:03 am
[…] but not least, Ana from DebtFree-Revolution was host of the 150th edition of the Carnival of Debt Reduction and included my article Somebody is Watching […]
August 1st, 2008 at 8:55 am
[…] 150th Carnival of Debt Reduction […]
August 3rd, 2008 at 5:02 am
[…] Carnival of Debt Reduction at DebtFREE-Revolution […]
August 3rd, 2008 at 6:44 pm
[…] at Debt Free Revolution hosted the Carnival of Debt Reduction 150 College Tuition Bills and included my post “Creating an Aggressive Credit Card Debt Elimination […]
September 7th, 2008 at 6:59 pm
I still owe money on my college tuition, another 2 years and it should be paid off, it will be a nice weight off my shoulders, and one less thing occupying my mind… and then I can apply more to saving and investing then just the 401k and IRA…
September 22nd, 2008 at 4:51 am
Nice Site. I am new here but will be visiting more often as you have done a good job.
October 5th, 2008 at 8:55 am
Great post. The links are very useful. Thanks a lot.
October 19th, 2008 at 8:47 am
Yes this is a great post, thanks for link, this will definitely help me
October 20th, 2008 at 8:29 am
Debt management is easy, if you do not do it bad credit will be the result.
October 21st, 2008 at 4:51 am
With the market in shambles recently, it is becoming tougher and tougher to get a loan. The standards for getting a loan are getting harsh, and limits on credit cards are going down. The worst part is that this might only be the beginning of an already bad situation. Some fear that consumer and businesses will stop borrowing money all together. Most people with good credit can still get a loan if they have a steady job and are not currently in debt. But not all people meet these qualifications and can be accepted for a standard loan. But thankfully for them, payday loans are still readily available to consumers to provide extra cash when they are in need. If something unexpectedly goes wrong and you need money to fix it, but are currently facing financial difficulty, you can still apply for a payday loan with a very high chance of being accepted, much higher than a standard bank loan. All you need to be accepted for a payday loan is a steady income, so that you will be able to pay your loan back. You usually don’t even have your credit checked. The best part is that in most situations you will likely pay only about 15% interest on your loan.
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October 31st, 2008 at 9:56 am
Nice post truly informative. I saw this just one time but it kept me involved that I had to read it fully. Good job, keep on this type of writting.
November 1st, 2008 at 10:59 pm
I owe money for my college tuition, don’t know when it would be paid off, it will be a nice weight off my shoulders, and one less thing occupying my mind… and then I can apply more to saving and investing.
This is a nice option to discuss
November 2nd, 2008 at 8:35 am
Students can’t handle living within their means, and being in college requires a lot of managing and budgeting money. They have the tendency of wanting to stay within the circle and the circle includes the latest fashion trends, music, and jewelry. This costs money, money that they have to spend and money that they don’t have to repay their debts.
November 4th, 2008 at 11:51 am
Before this carneval of debt reduction there were many surveys and youth training programs. But I don’t know what happened to the activities.
Carneval of debt reduction certainly has instigated a sense of awareness of long term effect of bad credits. I liked the post very much and liked many comments too.
November 4th, 2008 at 9:34 pm
Good links there, gonna have to check some of them out, wish you posted more though, heeh
November 5th, 2008 at 9:29 am
Carneval of Debt reduction done a great job. I wish them in advance what they are trying to develop in students for College Tuition Bills.
November 6th, 2008 at 4:57 am
Thanks for the carnival, i especially thought that RC’s article about “Creating an Aggressive Credit Card Debt Elimination Plan” was excellent. It is not always easy to acheive on a tight budget but I really do believe that paying off debt when and where you can makes a real difference and that this is most cases should always be the no1 priority above other options.
November 10th, 2008 at 3:54 am
The step-by-step process of selecting the president is done. There are many issues discussed and all the candidates has proven themselves to everybody. The Election Day has come and passed also, and America has chosen Barack Obama and the prospect of change in the USA. The real purpose for the country will start very soon. It is obvious that change is going to come, but the question is going to be whether or not that change is for good or ill. America believes that he will bring a good change to this country. The people are hoping for a better leader that will lead them to a progressive country. Obama has promised many things, such as lower taxes on the middle class, a timeline for withdrawal from Iraq, and a “line by line” trim of the federal budget. What many people do not know is that Obama is for the eradication of the payday loan industry. It may possibly cut some hopes of those in need. He believes that eliminating the industry will be a protective measure for low-income families and minorities, by protecting them from predatory lenders, which would only really be protecting America from freedom of choice in our finances. A Democrat leader should always consult the majority! There should be freedom in all aspects of his planned new policies. Obama may be bringing change, but hopefully not change from the freedom of payday loans as an alternative with dealing with the banks and credit card companies that got us into the mess we got into in the first place.
Click to read more on Payday Loans
http://personalmoneystore.com/moneyblog/2008/11/06/obama-to-bring-change-how-will-payday-loans-change/
November 10th, 2008 at 10:29 pm
The Election Day had end after a long controversy with the Presidential candidates. The people have pointed America’s next President of the United States. “Change” is what the U.S. has chosen by electing Barack Obama. Their choice was made. There is no doubt that change is in store for us. Whether this change is for the better or for the worse is yet to be seen. It’s obvious that Americans believe Obama will bring a positive change to our country. All of us are expecting for our country’s economical development. He spoke promising words to restore confidence in the hearts of the unsure with plans to lower taxes for the middle class, put a timeline on the war in Iraq, and cut the federal budget “line by line.” However, what many Americans fail to realize is the fact that Obama also supports the elimination of payday lending industries. There would be no assurance with this purpose. He thinks demolishing the payday loan industry will protect low-income families from being victimized by predatory lenders. But he disregards what are the benefits of payday loans. However, this will be a threat to our financial freedom. We want a democratic government that will listen to our grievances. Maybe Obama will bring positive change to the United States, but taking away one of the most reliable resource many people have come to depend on during financial fallbacks is not only a risk to our rights to financial freedom, but it is clearly NOT a great start to create the positive change we all desperately need. The inevitable circumstances may occur that instant cash may be needed, but there will be no chances to avail it because of planning to eradicate payday loans. Come to think of it!
Click to read more on Payday Loans
http://personalmoneystore.com/moneyblog/what-are-payday-loans-2/
November 16th, 2008 at 7:46 am
The discussion was going on but changed to the presidential election. Well it’s now over and hope for the best for the country…
November 20th, 2008 at 7:27 am
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November 20th, 2008 at 2:23 pm
It may be a burden just to pay school bills.