The 12 Days of Christmas: PF Blogging Style

OK, still muddling through studying for finals here, but I have signed up to help fellow M-Network member Lynnae from Being Frugal (dot NET) with a project for her blog: the 12 Days of Christmas, done personal finance blogging style.  She’s kicking it off Monday on her blog (I’ll add the link when it goes live) and I am doing day three, which is “three French hens” in the song but doing it the Debt Free Revolution style makes it THREE PAID CARDS … as in three credit cards completely paid off here :)  I am living proof, folks: it CAN be done.  So tune in here on Wednesday for my story of just how I’ve done it!

Some random notes from my stressed and hectic life:

  • Congress has kindly upped my VA Disability payment effective 1 December 2007 by a whopping $13 per month…the truck note is now in true danger!  LOL
  • Congress upped the GI Bill stipend, but I can’t find the amount right now, but that goes into effect 1 January 2008.  Wow, it feels funny to type 2008 even though that is now only 3 weeks away.
  • Hubby says he will go 100% Dave Ramsey budget starting with his mid-month pay!  Wooohooo!
  • The truck note is down to $8051.16 … Can y’all tell I am now counting down?  They processed this last payment correctly after last week’s tussle about principle versus interest, and there is another payment out there in between my bill pay and their processing center, so it will go down again either tonight or Monday.
  • I have a physics final Monday night, my organic chemistry final Tuesday afternoon, and the final lab report due for organic chem lab on Thursday.  Then I am free to pick up another night delivering pizzas at work.
  • We increased a bill, if you can believe that one!  Last weekend we added two cell phones and lines to our bill since hubby took back his cell phone so he can keep in touch at work, and I need a cell phone to find houses at night delivering pizzas, and son has been begging (and cleaning things) for a cell phone for him.
  • My delivery income has actually decresed, because the owner is running a coupon for a free pizza…but it is for pick-up only.  I can understand he won’t deliver free pizzas, but man it’s really affecting the delivery side of the business.  Hopefully new customers who try to free pizza like it enough to order more (and why not, when it’s been voted Best Pizza in Clarksville?) and the weather is turning icky enough for people to prefer delivery rather than venturing out to pick up food.

That about covers all my bases … and y’all should see the size of coffee cup hubby grabbed for me when I finally rolled out of bed this morning!  LOL  I sure need it today.

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