I just updated my “debt reduction chart” over at No Credit Needed Network, and am (not so) patiently waiting for the update to go global.  Now, I am not begrudging NCN a life, I am just by nature impatient…and the no cigarette since 5 yesterday afternoon bit isn’t helping that LOL.  What really makes it hard is that all the remaining debt you see on that chart in the sidebar is just one thing: hubby’s truck (the 2005 Chevy one, not the 1993 Ford I picked up the other weekend for next to nothing!) and he has promised to sell it when he gets home from Korea in November.

“Slow and steady wins the race,” is what Dave Ramsey keeps saying.  He then quotes some study (my mind isn’t functioning properly today) that says the average millionaire takes 15 years to achieve his/her first million.  But I want it NOW!!!  LOL

Sometimes people say, “Well you didn’t get into debt overnight, so you’re not going to get out of debt overnight.”  Umm, we kinda did get into debt rather quickly.  What is frustrating is that it is taking longer to get OUT of debt than it was to get into debt.  I mean come on…it doesn’t take long at all to sign away five years of your life on a car lot.  But it DOES take forever to pay that bugger off.  It also takes forever to get out of negative equity in it (upside-down)!

So, does anyone want to buy a 2005 Chevy Colorado crew cab in November?